Our first home · London

Should we rent or buy?

Compare where each choice could leave us after the same number of years.

Time and rent

Compare after Monthly rent Annual rent increase

Buying

Property price Deposit

0% 15% deposit 50%

Mortgage rate Mortgage term

Growth and ongoing costs

Property value increase Opportunity return Return on cash not tied up in the home Maintenance Percentage of the property value Service charge

Buying and selling

Legal, survey and mortgage fees Selling costs

First-home stamp duty: £22,500

Settings stay in this browser. Returns and price changes are assumptions, not forecasts.

Estimated position after 10 years

Buying could leave us £0 better off

Net worth after housing costs and invested cost differences

Buy£0

Rent£0

Mortgage payment £0 / month

Starting rent £0 / month

Buying at the end

0% LTV

Property value£0

Mortgage remaining£0

Selling costs£0

Money spent along the way

Not adjusted for inflation

Rent paid£0

Mortgage interest£0

Maintenance£0

Service charges£0

Buying + SDLT£0

Renter investments£0

Planning estimate, not financial advice. Tax, investment returns, mortgage rates and property values can change. Insurance and tax on investments are not included.